Home Loan Process

Demystifying
Home Loans.

The home loan process doesn't have to be overwhelming. Our agents keep you informed every step of the way — from pre-approval to closing. And if you need a lender, we partner with some of the best in the industry.

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The Process at a Glance

1. Get Pre-Approved

Know your budget before you start looking

2. Application & Processing

Docs reviewed, appraisal ordered, underwriting

3. Closing

Sign, fund, and get your keys

**From Pre-Approval to Keys in Hand.**

Step 1

Get Pre-Approved

Before you start looking for a home, meet with a Loan Officer to get pre-approved. The lender reviews your income, assets, debts, credit report, W-2s, pay stubs, tax returns, and bank statements to determine how much you can afford. Make sure to get pre-qualified for the specific loan programs that best fit your needs.

Step 2

Application & Processing

When you find a property you're ready to buy, your lender helps you complete a full mortgage application and walks you through fees and down payment options. Documents are reviewed, appraisals and title examination are ordered, and the loan is sent to an underwriter for final approval.

Step 3

Closing

Don't be surprised if you're asked for additional documentation — it's normal. Once your loan is approved, set up homeowners' insurance. Your documents go to the title company, you sign for the new home, pay any remaining costs, the loan is recorded, and you get the keys. Congratulations, happy homeowner

Receive curated opportunities that fit your strategy and budget.

Ready to Start the Process?

Our agents are here to guide you — from first call to closing day.

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